@what_some_above have said, “toned” abs, in respect to them being visibly toned, isn’t about their strength so much as the amount of fat, or lack of any fat at all, over them. My guess is that your lower abs do look pretty toned. Maybe not the raw-muscle look, but still toned.
I may be repeating some of your excercises, I don’t know the terms exactly:
—Lying on your back for all of these—
Bicycles, making sure the legs stay as long and extended as possible, will work more lower abs.
Holding your legs straight and lowering and raising them with control
Holding your legs up straight, perpendicular to the floor and your body, and lift while keeping them completely perpendicular. You won’t go very high, and don’t use any leg momentum to move them, just your lower abs.
Crunches, lifting both your shoulders and lower back off the ground (normal crunches and the reverse crunches above simultaneously)
With your feet on the ground and knees bent, slowly rolling the small of your back (working your lower abs)
Crunches, but with your legs up in the air, bent at a ninety degree angle (make sure to be pulling in your stomach)
Keeping legs in the ninety-degree bent position, and with your upper body lifted and held—balancing on your butt, basically—allowing legs and core to pull away, come together, pull away, come together. Keep your shins perpendicular to the ground and your knees together. Concentrating on your lower abs. You can also twist your upper body to face the right or the left. You can hold your arms wherever, I find best places are to the sides of your legs or spread out in second position—airplane wings.