Gold and silver are not investments but speculations. They provide no income (interest or dividends) until sold. However, they can also serve as insurance against hyperinflation or monetary collapse. We don’t expect to make money on insurance; it’s something we pay for. So if you hold gold and silver as insurance, you’re not concerned about making money but in protecting yourself against disaster. If they increase in value, great; if they don’t, that’s not a problem. Either way, you can sleep easily.