I’ve got no debt (aside from my mortgage) and am looking to get a credit card for emergencies and to build credit (mine’s good but not perfect). I don’t care about cash back, balance transfers, comic book characters on the card, 0% initial rates that balloon up to 50% in 6 months or any other gimmicks.

I want a reasonably low interest rate, and don’t ever want to be charged interest on new purchases until after that month’s statement. Basically, I’m looking for a card that will treat me fairly, not try to fuck me over, and will receive a reasonable interest rate from me if I ever need to cary a balance for longer than a month. No fees, no tricks, no gimmicks/points/miles, no bullshit. Do cards like this exist? Where can I find one?

Topics: money, budget, finance, fair, credit cards