When I go into the Bill Payment section of my account, it shows me a listing of paid items and future items.
The future items get listed out for a month or so. And there’s a total dollar amount shown at the end of that list. Of course, since that total is for over a month of future activity, the amount displayed is frequently more than I have in the current balance. That’s because future deposits are unknown.
So here’s what I’d like: show me the list of future payments, but at the point in the list when the total exceeds my current balance, show the remaining items in red – or otherwise make some differentiation (bold, background color, something).
You see, I do know when my paycheck deposits will come in. So if the list of future payments turns red before my next expected paycheck, I know I’ve got to move some money around so as not to go under.