@YoBob And that’s true for most, if not all, states. However, it is important to note that a) many colleges have a minimum amount of credits for each major that must be completed at that school, often going over 2 years (especially for majors like architecture, engineering, etc, and less so for majors like English), and b) that almost all transfer students are not able to get their bachelors in 4 years, as so many credits don’t transfer properly. It’s much more likely that you will spend 2 years a a CC and then 3 or 4 years at the expensive school. It’s also becoming more likely that all students, transfer or not, will take more than 4 years to complete the course work required for a bachelors. So it’s often better to take just one year’s worth at a CC of Guaranteed Transfer classes that the expensive school will require (and you should check with them) instead of two years at a CC, but one of those years is just useless elective credits that don’t count towards any other requirements.
@letmeknow17 The loans you were offered were 11k, or the grants offered were 11k? If that’s all the federal government offered in total financial assistance, that’s all you’re going to get from them. What was your Expected Family Contribution? You can get private student loans to make up the rest of your tuition, but cannot borrow more than your COA from anyone and everyone combined. So if you get 11k from Stafford loans, you can then only get 29k in private loans, not another 40k.