Contact a branch of ATB Financial and ask a credit officer.

Private student loans are dangerous. Just beware my friend. I took out both federal and private to get my B.A. and the private companies try to shiest you every chance they get (ie- applying your double payments to future interest! Crazy, right?). Because with student loans they have you for life! (Even through bankruptcy) Sometimes I regret not going to a vocational school to learn a trade. You get to go to school for free, while you work, and turn out from the apprenticeships making great wages with great benefits. Anyway, to answer your question… I would recommend contacting “Wells Fargo.” Stay away form “Citibank” at all costs.