We’ve been dating for roughly 6 months now (I’m 32) and I have serious committment phobia (I’m going to therapy for it) and she knows this. Moving in with me is not an option until we’re married so she’s getting an apartment. Her credit isn’t very good and was declined on the application. She asked me to co-sign on the application with her instead of her parents…is this normal? She’s upset with me because I won’t do this, she says it means I don’t see a future with her. Am I wrong in not wanting to co-sign with her? This is a huge deal and if she loses her job and can’t pay her rent then I’m responsible for the credit hit.