When you sign up for PayPal, you give them permission to access your account. They’re a middleman, a holding company – and they take around 3% – 4% for the privilege.

All you have to do is transfer the funds from your pay pal account into your bank account.

Paypal will take out about a dollar if the amount you are transferring is under a certain amount, though

When you signed up for PayPal, you gave them your bank account number. When you make a sale, PayPal receives the funds and holds on to it. Then you can go to your account and select an option that deposits it into your account. This process works in a manner similar to an electronic paycheck that your employer deposits every two weeks or so.

Hope that explains it.