I remember as a kid in the city going to many festivals in Golden Gate Park - Shakespeare in the Park, Opera in the Park, the parties after the races (like Bay to Breakers), events in the music concourse (at the de Young), etc.... You could check on these -- even though not specifically music festivals, there's often music, and many are geared toward families with young kids. Also Stern Grove in the Sunset has concerts every Sunday at 2 all summer. I don't know exactly about appropriateness for toddlers, but just some ideas. For warmer weather, head to Berkeley, San Rafael / Santa Rosa / etc, or down the peninsula. For instance, San Rafael has a street painting festival every year (it was in June) -- they're *gorgeous*, kid-friendly, and I'm sure there's live music all day.