My husband started a new job in January of 2006. As it was sales oriented we had to buy a “new car,” a 2005, four-door Buick sedan. It was run under my credit, in my name.

In March of 2006 I had to file bankruptcy. :( I reaffirmed the house and the car.

I heard from our mortgage holders quickly, and continued making payments,even though, ‘legally’ I didn’t have to until the bankruptcy was discharged, which it was in October of 2006.

I never heard from the lenders on the car though. I sent in my April payment, but it was returned with a letter saying something about the bankruptcy and they couldn’t accept the payment, and call this 800 number.

I called them and they gave me another number to call, specifically dealing with bankruptcy.

I called that number, and the bankruptcy system said they had no record of it, but said to call back after the bankruptcy had been discharged.

I called them at least 2 times after the discharge over a period of about 3 months. Each time they said they had no record of the car.

I didn’t know what to do so I…did nothing. It’s been 7 years and nothing has happened. I thought surely they’d come to their senses, get a flag of some kind when I paid the taxes that year, but nothing happened. It isn’t reflected on my credit reports, nothing. It’s just lost in car purgatory I guess.

I’d really like to be able to sell it, but I don’t have the title, and I’m afraid of making waves at this point.

Any advice?