General Question

JonnyCeltics's avatar

Getting a credit report/score?

Asked by JonnyCeltics (2721points) June 27th, 2008
6 responses
“Great Question” (0points)

How do I get it for free? Does anyone else think that this should be an easier task? What are my options?

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Answers

ccatron's avatar

The following link goes to a government web page that talks about how to get your free credit report and how often you can view it and all of that stuff..
http://www.ftc.gov/bcp/conline/edcams/freereports/index.html

ccatron (2073points)“Great Answer” (1points)
JonnyCeltics's avatar

OK, I got the report, but what about the score. It says that you must pay for the FICO score….that’s BS!

JonnyCeltics (2721points)“Great Answer” (0points)
ccatron's avatar

yeah, you just get the report for free…i think the score is something that these credit companies come up with

ccatron (2073points)“Great Answer” (0points)
marinelife's avatar

The score is not available free anywhere that I have found.

marinelife (62485points)“Great Answer” (0points)
seVen's avatar

try http://www.annualcreditreport.com
it’s free every 12 months.

seVen (3486points)“Great Answer” (0points)
joymali7's avatar

There are a lot of providers but they usually charge for it. But when it comes to getting an accurate summary of your credit report, then it’s worth spending a little bit for it. I use http://www.creditreport.com/ and they charge just $1.

joymali7 (1points)“Great Answer” (0points)

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