@Pachy wrote:
“I also check my debit/credit card balances every day to be sure there are no fraudulent charges”
Depending upon what software services your bank/credit union uses, you can get near real-time alerts whenever your credit card is used (when the physical card hasn’t been used).
For example, when I buy something on Amazon, I’ll get an email within seconds from the bank telling me that X dollars has been used at Amazon. If I use the physical card and swipe it, then I don’t receive notifications.
I have set up many alerts so that I rarely have to logon to my bank anymore. If a payment is posted to my account, I receive a notification. When my payment has been posted to my account or a payment is due, or if my balance exceeds a certain limit (that I’ve set), I receive notifications.
Now, back to the answer the original question. Yes, I immediately sign the credit card otherwise the cashier will ask to see my driver’s license. Cashiers won’t do signature comparisons (they’re not trained) but they do look to see if there’s a signature.