None, I always lived in a big city.
None, I buy everything online, so I would disregard your choices and shop online. This would save me time, money, gas, and I would get what I actually want delivered to my door.
If you have no choice, then you’re unable to adapt and so you become either the working poor, or entirely destitute. Every situation is different. A rich man who invests poorly and becomes poor as a result, made a bad choice. He had other, better options, but chose the bad route instead. That is different than your example where one has no choice. It also depends on the history of events that put one in to a position where he no longer has a choice. Perhaps it was a poor choice that put him into a position where he has no choice.
I don’t think we’re on the same page with business. I’m talking about the problem employees have with the business owners. The problem arises because the business owner is unwilling to pay the fair wage, cuts benefits, etc. That is when regulators and unions come in to try and fix the problem, however, the business owner outsmarts them (including the original problem they caused) by outsourcing/offshoring their business. That is the adaptation i’m referring to on the business end. The one’s that don’t outsource/offshore move to business friendly environments like Texas which is anti-union and much less regulated. If that doesn’t help, they do what I spoke of earlier, layoffs, pay cuts, more work loads, higher less, and possibly increase prices. The one’s that finally cannot handle the burden of regulators and unions just close up shop and then everyone loses.
When you’re making a lot of short-term profits, you can reallocate it to more stable investments so when the day of reckoning comes, you’re still on top of the game elsewhere. It is bad investing to invest all your profits into one basket (the business).