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seekingwolf's avatar

How is esurance so inexpensive? Is it a scam?

I currently have Progressive. My driving record is pretty good now, I had a couple speeding tickets and 1 talking-on-the-phone ticket but those were years ago so I’ve been good since. My insurance is a bit pricey (probably due to my young age too) but it’s manageable. I have collision too.

I was checking out Esurance and they took all my info (including driver’s license #) and quoted me for a price that costs about ⅓ of what I’m paying now, and it included all of the coverages I have now.

It seems like an AWESOME deal but I’m really skeptical! How is it this low? Is it for real? Do they jack up the premiums once you are with them for a little bit? Has anyone had esurance? Thanks.

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