No. You’re crazy.
Actually, an SD card has zero moving electrical parts that I’m aware of, and therefore as long as it is dry when inserting it into the camera, it will function normally.
If you’re worried about some cartoonish science happening where inserting a wet SD card into your camera will cause it to spark up, shoot bolts of lightning out of the glass, cause the iris to open/close rapidly and having it all calmly subside with a simple puff of smoke: No, that won’t happen either.
If your SD card is faulty, for any reason, your camera will simply show that there’s “No SD Card Present”. Since your computer (which is far more sensitive to damaged data and would be the FIRST thing to protect over your freaking camera) registers the SD card as fine and in working (seek/write) order, then the camera won’t be too picky.