@janbb Investment enthusiasm from the Pro’s has not been this high in over a decade and the market is responding. Do not follow any advice I may suggest….that said, I discussed this market with my broker after Trump was elected and made some mutual fund and stock pick adjustments knowing the enthusiasm for his proposed relaxation of regulations would fuel a rally that combined with many higher than expected earnings and now robust job reports, this honeymoon is far from over and he/my broker said 30,000 is very possible later in the year.
I don’t remember what motivated me but in Oct 2007 I moved all my mutual fund stock to a retirement account that averaged 3.24% annual return, a month later the crash began and while fellow employees ultimately lost 30–40% of their 401K…mine continued to earn the 3.4% over the next 3 years then I slowly re-entered the mid cap and large cap stocks funds. My point is there are relatively bullet proof funds you can park money in and at least earn double what CD rates currently are.