I have pretty close to those sorts of things. Life is good, mostly. I still wish for what I’ve always wished for, which is more freedom and time to do what I want and work more on the creative work that I want to work on.
And I still am not happy that humans seem to be under the yoke of corruption and are busy making many people & places miserable and destroying the planet and are stuck in awful idea traps and so on.
I would say that for most people there is a real difference between whether their life “works” for them, or not. As you say, finances, love, and life situation (especially if you include health and family), and mental/emotional health, are the big four elements before someone’s life basically “works” well, and they choose what next to do with themselves.
Our culture suffers from a lot of mental/emotional problems, and most people end up stuck not being able to see their own mental/emotional pretzels. So quite a few of our people who do manage to get the material/wealth part done don’t realize they have some personal work to do and that keeps them grasping.