May I suggest a Fannie Mae/Freddie Mac mortgage? Apparently, you need not pay it back. And those of us in the Fluther Collective who pay U.S. taxes will foot the bill.
Well, if you wanted a donation, that should have been stipulated. Borrowing means to take and then replace (and in the case of money, traditionally with interest).
This actually reminds me the days I lived right by Manhattan Bridge and Brooklyn Bridge in Brooklyn. I was very poor then but that did not stop folks on the street from occasionally asking me for a quarter. Just a quarter, they said. I could not, honestly, I still owed the landlord rent. But their eyes told me they did not trust me. Well, I could not blame them.