Your friend should write the letter, not you. But it should stay something like:

“I, Jane Doe acknowledge that Mrs Witchy has paid for my rent and utilities for the period November 1 to November 30 in the total amount of $####.00, and I owe her a total of $####.##.”

Then, when she starts making payments, the same letter but with ythis addedL

“Enclosed is a check for $XXX.YY against what I owe Mrs. Witchy, which leaves the balance owed at $NNN.”

Thank you, you’re awesome!

I think @zenvelo ‘s example is very good.

But make extra copies for your files – and remeber to end each monthly statement with the words PAY OR DIE in blue ink and 18 point font.

Add “from” in the range (“the period from November 1 to November 30”), and be sure to include the year in the dates.

Also you might want the letter to mention that this arrangement is by agreement between the two parties. (By handshake agreement? or is there a written agreement you can reference?)

(Disclaimer: I am not a lawyer. I’m an editor.)

I love court shows, and the payback agreement should be more specific than ‘when I can’. And there should be an end date. Like if I havent found a job by Jan 2023 I will vacate the premises and pay her back with my 2022 tax return no later than April 15th 2023.

Oh, and if your mother wants the prescribed letter sent every month, that too ought to be in the agreement. The agreement is useless if it’s not enforceable.

@KNOWITALL is right to call for specifics. They’ll be essential if this ever ends up in court.

If your mother doesn’t want to close all the loopholes, she may as well just pay the bills and call it a gift.

You wrote: “What kind of letter do I type?” Why would you be typing it? Maybe the money is for you and not for a friend?

P.S. Why the notary?