It works as it is designed to work. For many people it is a lifesaver, for others it is a mandatory downgrade to lesser and more expensive coverage than enjoyed during their working life.

Works for me . . . but I also have supplemental Medical and pharmacy insurance through Blue Cross Blue Shield.

What do you spend every month @Tropical_Willie?

I only have part A and haven’t needed it yet, thank goodness. Will get more Medicare in 14 months when I turn 70 and start Social Security.

So far so good; it has been three years.

MY only problem is that I am still working (Not retired) so I have to pay extra because my income is so high. But I’m retiring early in 2023.

What do.you guys pay out of pocket?

I’ll DM you !

I don’t have medicare, but my mother does. Before my father passed, I talked to him about it. He was on the private plan version, which works quite well. My understanding (and his at the time when he talked to friends) is that it’s the people on the basic Medicare who have problems.

What kind of problems @Entropy?

@Dutchess_III I disagree with @Entropy, at least in my experience. When I was signing, my doctor said straight Medicare was the best way to go. I do have a supplemental policy with United Health that picks up what Medicare doesn’t pay. When my ankle broke, I didn’t pay anything for any of it, including home help and PT once I got home.

How much is the supplemental policy?

@Dutchess_III I’m not comfortable giving out numbers and they vary anyway so best to look into that yourself.

Ok.

@Dutchess_III: Rates for things like that may be based on income and they may be based on what plans you choose, what they cover, etc. So even if @janbb gave you her amount, it’s not likely to be the same as your amount.