I don’t. I live in California, and I think it’s a problem with the government, the culture, and the obsession people have with thinking of growth as a percentage, and not as actual numbers. Growth-based compensation for a company is scary, because, at some point, there aren’t any more resources to grow into (either city blocks, customers with good credit, etc). Once you’ve exceeded those values and hit that ceiling, the only place to grow is into riskier and riskier markets. This is what caused the mortgage crisis, as more and more banks were eager to loan out money to people who could not pay them back. They had already given mortgages to every person who could afford it/wanted it, and so in order to continue their growth trends, they had to grow into markets that could not sustain themselves.
I feel, that without real regulation, businesses will continue to fail. There is an upper limit to a company’s growth, and not exceeding that ceiling is not a bad thing.