I donate to Red Cross, and have done single donations into the past to different cancer organizations. I donate blood. I give away clothes I cannot use any longer… to charities, to freecycle, and to craigslist.
While I won’t deny that some may be skimmed off the top, I believe the bulk of our donations actually do reach their intended destination regardless of misdeeds or hamfisted mismanagement.
Jim Stark and the FEMA fuckup down in NOLA was an unfortunate exception, not the norm.