Excellent answer, @seekingwolf, and all the more so coming from someone so young.
I would not want to have had any less education than I have, and if things had gone as I’d hoped I would have had a good deal more. I have compensated by being a “lifelong learner,” taking courses here and there and reading textbooks and gaining depth in my fields of interest, but you can’t get a GED for a Ph.D.
When I retire I am going to go back and take some more classes just for the joy of it. Education is one of the greatest of all ways to enrich your life.