Years ago when I was a kid, mom had had a not too good year financially. She didn’t have money to buy us (5 kids) anything for Christmas. My step-father had been sick and missed some work. Christmas Eve she was just about in a panic. When the mail came she went to the mail box and there was a check form her insurance company. It seems that a medical bill had been overpaid by quite a bit. She ran to the bank cashed the check and went Christmas shopping. She calls that the year she recieved a miracle at Christmas. So, I am wanting to know if anything like this has ever happened for you.