For a 4 year English degree here, the requirement is 40 hours general education 100 -200 level, 37 hours program required courses 300 + level, 33 hours English department required courses 300+, 14 hours additional 300+ electives. That’s 124 hours on a semester basis for a BA degree. For transfer students, in order to meet the degree requirements, the department required courses must be completed at the university, or 37 hours of course work must be at the university awarding the degree, roughly 2–3 semesters.
You should be applying now for the fall semester. Class registration will be in March or April for fall classes at most universities.
Even though your credit hours will transfer, it doesn’t mean they will all apply to a major. Some may fit the requirements for a minor, however, or you may graduate with more hours than you need. Also, there is a GPA requirement for transfer students, depending on program, and classes that are not As and Bs may not transfer. In other words, because you did the work, it may not all apply.