@alive I know there is no law that an employer has to pay you more so I can afford insurance, but people seem to be stating that employers are going to be required to provide insurance during this whole healthcare debate of late. I am not sure where everythin wound up with that? Does an employer have to provide health insurance to full time workers? I thought they did, I thought that is one of the reasons Walmart likes part-timers.
I never support paying someone more because they are married or have children, people should be paid for their skill.
About the “groups” I just disagree with it. My husband’s company made a deal with BCBS because one of the CXO level people had a friend who worked for BCBS, even though a lot of company were not for switching (we used have a choice between CIGNA and United) they truned some arms for the good ol’ boy system and conveinced them to give BCBS a shot. So now my choice is BCBS period. Insurance through employers takes the choice away from the individual and puts it with the corporations more ways than one.
I get my homes insurance and car insurance through USAA, I am not part of a group, but of course everyone who has USAA insurance is part of a group so to speak, our costs are spread across everyone who buys insurance from them. When we have a hurricanes our costs might go up for a few years (although I don’t think mine did) or we don’t get a check back at the end (that did happen for a couple of years, I get a check at the end of the year if their kitty is full, I have no idea if other insurers do that??) That sounds more fair to me.