@BoBo1946 I highly recommend FL for retirement, it never gets as hot as MS or TN in the summer, and no state tax as you stated (although TN has no state income tax, but they do have taxes on dividends and interest, but very very low). But, FL does retirement in a fantastic organized way. Beautiful communities, with social directors, organized activities, pool, golf, tennis, they take care of your grounds for you. That is very appealing to me also. You live on vacation, like being at a resort every day. I am trying to figure out if other parts of the US have similar, very organised adult communitites. I would assume Arizona does, but I am not interested in living there I don’t think. I was going to look into Ashville, because I know there are a lot of halfbacks there (retirees who moved from the north to FL and then went halfway back to NC).
@all I really think my perfect scenerio is 3 months in MI, 3 in NYC, and 6 in FL, but I can’t see that really happening, I need to pick a home base that I will be happy with all year. I lean FL, but my husband would like to find a different option for retirement.