These are troubled times and none of the so called financial experts (I’m not one of them) know what will happen in the future although they may say that they do.
If you are young, I suggest that you participate in the following:
Roth IRA, your company’s 403b or 401k, also invest in individual stocks and mutual funds (Read “How to Make Money in Stocks” by William J, O’Neil). Save as much as you can and live frugally and you will reach 65 with a big pile of money.
But far more important than money is investing in your health, Eat right and exercise EVERY day an hour or more and lay off the tobacco, alcohol and other recreational drugs. You may not live longer but you will live stronger and happier. Also you will reach old age with a fitter body so you will enjoy a more active old age. (Read “Ageless Body, Timeless Mind” by Deepak Chopra, M.D.).
The best of good buys and good health!