I think that there are more dangers than the two that you identified, but I’ll play along.
The US Government – by far – is the greater danger. Why? because they have all the power (and the force of law) behind them, and they can essentially force anyone to do anything because of that power. And their intelligence (we now know) is overwhelming and complete. Basically the US government has made a joke of privacy and individual rights.
Terrorists (US right wing, Islamic, left-wing) are dangerous, but they don’t have the intelligence networks that the government has. Besides, terrorists are generally driven by ideology – as whacko is it is – and are amateurish. The government is after POWER and CONTROL (and its brother, subjugation), and power for its own sake is far more dangerous than ideology.
Finally, terror attacks are far more likely to be random and unpredictable, and therefore your chance of being affected is comparatively small.
Government is ubiquitous. It’s everywhere, and there is no escape.