I didn’t lose it until I was well into my 30’s (not joking, and I’m a guy). This wasn’t due to religious reasons, but just due to the way that I am. I just can’t do It the way other guys can, for I need to develope a comfort zone with a girl first, and I really have to get to know her. It would always be a Catch 22, since most girls didn’t want to wait, so the pattern would repeat itself.
I never had to lie about my virginity, though I’m certain that some (or perhaps many) girls suspected it due to my more quiet/reserved demeanor around other people. It gets tougher the older you get, but I was always happy enough with my self not to let it lower my self-esteem too much. I never had a problem attracting women though regardless of all this.