1. Self-medicate with alcohol and/or illegal drugs
2. Don’t pay your bills fully and timely
3. (U.S. only) Don’t waste money on even a basic health insurance plan.
4. Live from paycheck to paycheck, and never have any money for life’s next emergency
5. Forget that your head’s where your brains are, and always do what your heart says
6. Ignore that nagging little voice (a.k.a. your common sense) that tells you to walk away from a bad situation or relationship
7. Have unplanned children whom you can’t support financially or emotionally
8. Become very materialistic, buying clothes, cars, and other items you can’t afford.
9. Shun education and strive to stay ignorant
10. Carry a concealed weapon, just in case someone annoys you
11. Believe that everyone’s careless or thoughtless words or deeds are personal attacks, and take deep, lasting offense
12. When you have an opportunity to be kind, instead be rude and obnoxious
13. Decide that rules are for the meek, and assert yourself by breaking them
14. Break your vows and renege on your promises