I don’t get checks that often (most of my money comes in direct deposit from work) but if I get one, I do mobile deposit. Sure beats having to drive to the back/ATM and waiting in line to make the deposit. Normally, if I get a check, it comes via mail. I can just sit down, take a picture (front/back) of the check (after endorsing of course) and then within minutes, it’s slated to be deposited to my account. No more bank visits/tellers/driving to the bank.
@Skaggfacemutt
I believe there is some sort of electronic verification done on their end to make sure that it’s “real”. They use the numbers on the bottom of the check. The picture has to be clear enough so they can see your name, the data, the amount, etc. When I endorse on the back, I sign my name and write “For Mobile Deposit Only”.
My bank does have limits. I don’t think they let you deposit more than 3,000 in mobile deposits over the course of a month unless you go through some special secondary verification process.