Money, for sure. I have been a have and am now a have not. Have is better. lol
I wasn’t rich but I was comfortable and didn’t have to worry that a $500— several thousand dollar emergency would be something I couldn’t handle like I do now.
Having a savings safety net is priceless.
I am pleased though with my new little living digs, I just moved about 6 weeks ago and am really liking my new situation. I am, surprisingly surprised at how well I am managing on a very compromised income these days, sans the lack of saving ability and fear of a costly emergency like my car blowing up or a cat-a-strophic vet bill.
That said though, I am happier than I have been in over 3 years.
It is not easy to digress in life.
You can’t miss what you never had but man, can you miss what you did have.