There was money that expired issued in Italy, and it led to great investment in long-term building improvements, resulting in some extraordinary and very long-lasting architecture that people still enjoy.
Several times I’ve had money in accounts that the bank ends up stealing via fees, often new fees I didn’t agree to, and that accumulate if it takes time to notice.
Many people do work for no pay and also invest some of their own money to participate. Self-publishing, apprenticeships, charity work, self-employment, work “on spec(ulation)”, etc.