I don’t have everything squared away, but it’s on my to-do next month actually.
A few months ago I took care of almost all of the beneficiary information on bank accounts and IRA’s etc. Right now, if I died, God forbid, all the money is pretty much taken care of between the appointed beneficiaries, and the fact that most of my accounts are joint with my husband so on those accounts the money automatically becomes his. I’d have to trust that my grandma’s things would be given to my sister. Trust my husband in that case, and I do believe he would take care of it.
If my husband and I die together then I’m in trouble. That’s where I don’t have everything sorted.