I got to play with my aunt’s much better-looking medieval-themed chess set, which she hand-painted, when I was about five years old. I didn’t buy it, and I needed to get permission, and agree to be careful, and I played it with my dad. I had no problem treating the pieces carefully, and I learned about the value of such things to everyone in the family, and to respect and value such things myself.
With my own toys, I was allowed to destroy them and learn that the consequences and responsibility were my own, and to value my own things (at least, the ones I did value).
As a kid, I would also have wanted to play with that chess set.
However, I think I’d be able to manage not to break it.
And I’d also get that I might want to try to re-sell it, and so buy another chess set and other stuff with the excess, if I really could sell it for more.
But I’d want that to be my choice. If some not-so-wise adults thought my chess set needed an intervention and I shouldn’t be allowed to play with it, at 13 (or probably even at 9), I’d probably lose almost all respect and trust for the adults who pulled that nonsense.