Let me put it like this. A man is hit by a car – did it happen for a reason?
The reason is generally not “because he was a bad person.” The reason is usually something like “somebody wasn’t paying attention.”
The reason is generally not “because he was supposed to meet a nice hospital nurse and fall in love,” it’s because “inertia kept the car moving fast ahead, even though the driver applied his brakes when he hit the icy patch.”
The reason isn’t usually “because the driver subconsciously hated him,” it’s because “the pedestrian was an idiot who crossed against the light.”
So, there are reasons (or as @ragingloli said, “consequences”), but they’re not generally the same reasons people are thinking about when they ask if things happen “for a reason.” Make sense?