I have lent money, but agree, giving is where it’s at.
I lent a friend 5k a few years ago and she paid it back over the next 18 months or so, but…there were a few dicey moments, mostly related to her telling me what she was going to pay, rather than asking if the agreement of a set payment would be okay with me to alter on occasion.
I had no doubt she would pay me back, but… the feelings that can arise are not worth the anxiety.
In my daughters case, no lending, ever. Only gifts.
Short term stuff no problem, such as last year traveling and a friend could not access their atm card overseas in one location so I paid their way for a couple of days in a particular remote town for a tour and meals and hotel.
All situations are different but in general, I prefer to give rather than loan.